There are just a few easy steps to open an Online Savings Account, Online Payment Account or an Online CD Account, you’ll be done in less than 10 minutes. Just:
1. Tell us about yourself.
2. Confirm your identity.
3. Complete eSignature card.
4. Customize and fund your account.
Opening a joint account? Learn More.
You can use this application for joint accounts, too.
- The primary application should complete the application in full.
- Then, the co-applicant information must be completed.
- Either applicant may fund the new account.
Select the product that you would like to open:
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all
financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.
What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number,
date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify
your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar
identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize
the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.
† HSBC Direct deposit accounts in the US are offered by HSBC Bank USA, N.A. Member FDIC. Deposits are insured to the maximum permitted by law.
* Annual Percentage Yield (APY) for the Online Savings Account is accurate as of 11/21/2009. APY is variable and subject to change. Minimum deposit to open is $1.00.
No regular monthly or transaction fees. Other account-related charges may apply (e.g., NSF, stop payment order, and returned item fees).
** Annual Percentage Yield (APY) for the Online Payment Account is accurate as of 11/21/2009. APY is variable and subject to change. Minimum Deposit to open and obtain interest is $1.00.
*** Annual Percentage Yield (APY) for the Online CD is accurate as of 11/21/2009. A penalty may be imposed for early withdrawal. Minimum balance to open and obtain APY is $10. APY subject to change without notice prior to account opening and funding and applies only to accounts opened through hsbcdirect.com.
± National Statement Savings Average located at http://bankrate.com/brm/publ/passbk.asp?caret=2 in the Passbook/Statement Savings survey results as of 10/14/09 courtesy of Bankrate.com. HSBC Direct Online Savings Account APY is currently 5 times the national statement savings average APY.
¥ If a third party charges you to use their ATM in the U.S., HSBC will rebate up to three of these fees based on transaction date order during the calendar month. The rebate will be credited to your account on the first business day of the following calendar month.
§§ No regular monthly or transaction fees. Other account-related charges may apply (e.g. NSF, stop payment order, and return item fees).
Issued by HSBC Bank USA, N.A. ©2009 HSBC Bank USA, N.A. All Rights Reserved.
