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HSBC Premier
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HSBC Premier

Mortgage and
Home Equity

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HSBC Premier

Even citizens of the world need a place to call home

HSBC Premier offers you unique mortgage solutions whether you're buying a home around the block or halfway around the world.1


Our best rates2on fixed and ARM options in the U.S.

  • Premier Deluxe Jumbo mortgages feature our best rates2 and, no lender fees and up to $5 million in financing 3
  • Limited time offering of an additional .25% discount on conforming mortgages.4

HSBC Premier can help you purchase a home abroad

  • If you are settling overseas, take advantage of portable HSBC credit history.

Calculator & Tools


HSBC Premier gives you options to turn your home equity into a source of funds


If you're looking for an ongoing source of funds, consider the Premier Home Equity Line of ChoiceSM

  • Combines the flexibility of a line of credit with the security of a fixed-rate loan in one convenient account.
  • Offers a 1.00% discount5 when you have your payments automatically deducted from your Premier Checking account.
  • No annual or up-front fees or closing costs6 on Premier Home Equity financing
  • Simple process with quick turnaround - you could close in as few as 5 days7

If you are looking for a one-time advance of funds, consider the Premier Home Equity Loan

  • Provides a one-time advance of funds at a secure, fixed rate.
  • As a Premier client, you also receive a .75% discount5 on your rate with automatic payment from your Premier Checking account.
  • No annual or up-front fees or closing costs2 on Premier Home Equity financing

How to Get the HSBC Premier Mortgage or Home Equity Financing

In order to get the HSBC Premier Mortgage or Home Equity financing, you need to begin a Premier Relationship. Apply for Premier now.


For existing Premier customers, please contact our mortgage loan consultants: 1-866-209-1115 or visit your nearest mortgage office.



  1. Premier Mortgages are not available in all countries
  2. Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier checking account. Subject to credit approval. Geographic and other restrictions apply. Programs are subject to change. Program excludes any Domestic Private Bank offerings. Borrowers must meet program qualifications.
  3. Typical fees paid by lender at closing include loan origination fee, MERS fee, tax service fee, flood certification fee, document delivery fee, up-front appraisal costs, bank attorney fee, recording fees, and CEMA processing fee for refinances applicable in NY only.
  4. 0.25% rate discount available on fixed and adjustable conforming rate product. Discounts may be cancelled or subject to change at any time. Discounts cannot be combined with any other offer or discount.
  5. Discounts can be cancelled or subject to change at any time. Discount cannot be combined with any other offer or discount. To qualify for Premier preferred rates on a Home Equity Loan or Line of ChoiceSM , payment must be made via automatic payment deduction from a Premier Checking account. Subject to credit approvals. Geographic and other restrictions apply.
  6. No closing costs are charged at account opening for a Home Equity less than $500,000. If you terminate your account within the first three years, you will have an early termination fee of $500 ($750 if the property securing the account is located in California or Virginia) plus the amount of the Mortgage Tax, Intangible Tax, Documentary Stamp Tax or Mortgage Registry Tax (NY, FL, GA, MN, OK, TN). These taxes could range from $270 to $17,400. In addition to the above, for a Home Equity greater than $500,000 (processed on an exception basis), you will be required to pay any mortgage tax-like fees associated with the amount greater than $500,000 at the time your account is established. Property and flood insurance if applicable are required.
  7. Length of time may vary based on collateral type, total loan to value and credit score

All loans are subject to credit approval. Rate discount does not apply to introductory rates.

Deposit Products are offered in the United States through HSBC Bank USA, N.A. - Member FDIC

Mortgage and Home Equity products offered in the U.S. through HSBC Mortgage Corporation (USA).

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