Retirement
What kind of retirement can you look forward to?
That all depends on the planning and investing you do now. According to the Social Security Administration, Social Security will only provide approximately 40% of the income you'll need for a comfortable retirement and company pension plans are no longer the dependable source of income they were once considered.
In addition, increasingly expensive health care costs and longer life expectancies could deeply impact your available retirement income. The responsibility of enjoying a comfortable retirement now rests upon one set of shoulders: yours.
HSBC can assist you in developing a plan to help you reach your retirement goals. Depending on how far along you are in developing your strategy, you can visit the appropriate links below for guidance.
| Features | ||
|---|---|---|
| Starting To Plan | If you haven't started yet, the best time to begin is now. | |
| Assessing Your Strategy | Aligning your investment approach with your long-term goals. | |
| Approaching Retirement | Fine-tuning your strategy as retirement draws near. | |
| Living In Retirement | Ensuring a smooth transition of wealth. | |
|
|
Even if you're years from retirement, now is the time to invest for your future. |
If you prefer, an HSBC Securities Financial Advisor can help prepare and implement a personalized retirement plan for you, adjust it as your needs and lifestyle change, and even help you manage it after you retire. Your plan may include Roth or Traditional IRAs and other tax-deferred investments. If you're a business owner, we can also help establish a 401(k) Plan or suggest other retirement plan options for you and your employees.
How much do you need to save for a comfortable retirement?
One of our HSBC Securities Financial Advisors can help determine how much may be appropriate for you. Call 1-800-662-3343 or visit your local HSBC branch. At HSBC Securities, we give you access to our worldwide financial knowledge and resources.
Contact Us for more information about setting up a new retirement plan or changing an existing one.
Learn about HSBC's unique global study focusing
on the perspectives of the world's population towards retirement.
Securities and annuities are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc.
Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A. and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and services may vary by state and are not available in all states.
Securities, Annuities and Insurance Products are:
|
NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES |
NOT FDIC-INSURED |
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY |
NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES |
MAY LOSE VALUE |
HSBC Securities (USA) Inc. or any other member of the HSBC Group may from time to time underwrite, perform or seek to perform investment banking services for issuers or make a market or otherwise buy or sell as principal securities or other instruments, or together with the issuers directors, officers and employees may have either a long or short position in securities, commodities, currencies or other instruments or futures or options contracts convertible into securities or other instruments.
All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.
