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Explore our Certificate of Deposit options | HSBC Direct

HSBC Certificates of Deposit - Full Details

How to apply

HSBC Personal Internet Banking customers

New customers

You can tailor CD savings to your needs

Your savings plan can begin when it's convenient for you with HSBC's CDs. Take advantage of quick and easy account opening any time. Apply online and your CD interest compounds daily.

Online CD benefits

When your CD matures, you have several options to choose from:

  • Let your balance automatically roll over into a CD of the same term
  • Add money to your maturing CD during the grace period to start a new CD of the same term2
  • Open a new CD with your balance for a different term or contact the Customer Relationship Center during your grace period to change the term on your existing account
  • Transfer your balance or a portion of your balance to your other HSBC deposit accounts during the grace period2

Your savings are secure

  • The money in all your deposit accounts is FDIC-insured to the maximum permitted by law
  • Bank online securily. You're covered by our $0 Liability, Online Guarantee.

* The Annual Percentage Yields (APYs) for the Online CD Offer are accurate as of 09/19/2016 and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open and obtain the APY is $1,000.

1 The interest rates and Annual Percentage Yields (APYs) may change at any time at the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate and APY in effect on the date it is opened and funded. See the Online Certificate of Deposit ("Online CD") Terms and Charges Disclosure for more information.

2 A penalty may be imposed for early withdrawal.

Deposit products offered in U.S. by HSBC Bank USA, N.A. Member FDIC.

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